The fine print, kept short.
These terms explain what you can expect from this website and what we expect from you when you use it. Using the site means you agree to them.
Last updated: 2026-05-07
Acceptance
By accessing or using desertcrestinsurance.com (the "Site"), you agree to be bound by these Terms of Use. If you don't agree, please don't use the Site.
Who may use the Site
You must be at least 18 years old, or the age of majority in your state, to submit a quote or contact request. By submitting information you confirm that the information is accurate and that you have the right to share it with us.
Informational purposes only
Content on this Site — coverage descriptions, FAQs, blog posts, videos — is general information, not legal, financial, or insurance advice. Coverage details, exclusions, and pricing depend on the specific policy issued by the carrier. Always read your policy documents and ask us if anything is unclear.
Quotes and policies
Submitting a quote request through this Site does not create a binding contract of insurance. No coverage exists until a carrier issues a policy and you've paid any required premium. Quotes provided informally are estimates and may change once the carrier reviews your full application.
Consent to be contacted
By submitting a contact or quote form you consent to be contacted by Desert Crest Insurance at the phone number, email address, and contact-method preference you provide — including by SMS or autodialed/prerecorded calls where permitted by law (TCPA). Standard message and data rates may apply. You can opt out at any time by replying STOP to a text message, telling us by phone or email, or asking us not to contact you. Consent is not a condition of purchase.
Intellectual property
The Site, its content, layout, and code are owned by Desert Crest Insurance and B-Squared Technologies and are protected by copyright. You may view and print pages for personal, non-commercial use. Don't republish, scrape, or use the content for competing services without our written permission.
Third-party links and services
The Site may link to third-party websites — carriers, government agencies, business partners. We don't control those sites and aren't responsible for their content. Reviews shown on the Site are aggregated from Google via Trustindex and reflect what those reviewers wrote, not our endorsement of every claim made in a review.
Limitation of liability
We do our best to keep the Site accurate and available, but we provide it "as is" without warranties of any kind. To the fullest extent permitted by law, Desert Crest Insurance and its agents are not liable for indirect, incidental, or consequential damages arising from your use of the Site. Nothing here limits liability that can't be limited under applicable law.
Changes to these terms
We may update these Terms from time to time. Continued use of the Site after we post changes means you accept the updated Terms.
Governing law
These Terms are governed by the laws of the State of Utah. Any dispute arising under these Terms will be handled in the courts of Washington County, Utah.